PCI DSS stands for Payment Card Industry Data Security Standard (PCI DSS). It is a proprietary information security standard for business organizations who handle cardholder information for the major credit cards whether they are: prepaid, debit, POS or credit cards. The purpose of this standard is to reduce credit fraud by creating some strong, consistent controls around the cardholder’s data.

There are four levels of PCI compliance. Merchants typically fall into one of the four levels of PCI that are based on their transaction volumes during a 12 month review by a credit card company. Click on the image below for the four tiers of PCI compliance on Visa’s web site.    http://usa.visa.com/merchants/risk_management/cisp_merchants.html

Merchant levels and compliance validation requirements defined

Would you like to find out more information about PCI Data Security Standards? Go to the PCI SSC’s Website at: https://www.pcisecuritystandards.org/security_standards/pci_dss.shtml